SEPA QR Code Generator
Create EPC-compliant SEPA QR codes for instant bank transfers. Pre-fill IBAN, BIC, amount, and payment references so customers pay correctly with a single scan.
Customize palettes, add logos, adjust margins, and export in print-ready resolution.
How to Create a SEPA QR Code
Collect accurate bank transfers in minutes
Enter payment details
Choose the SEPA template and add the account name, IBAN, optional BIC, amount, and reference. Fair-QR validates mandatory fields instantly.
Review compliance hints
Follow inline guidance for reference length and character sets to stay EPC compliant. Adjust fields until the preview looks perfect.
Customize & export
Personalize the QR code design, add your logo if needed, and download an SVG for invoices or PNG/JPEG for quick sharing.
Estimated time · ~3 minutes
Powered by Fair-QR QR Code Generator. Generate unlimited QR codes with privacy-first processing directly in your browser.
Built for European payments
Fair-QR follows European Payments Council specs so you capture payments without manual errors.
IBAN & amount pre-filled
Reduce errors by embedding the account holder, IBAN, and exact amount directly in the QR code.
Structured references
Add RF/VS references or custom remittance info up to 140 characters with inline validation.
Secure by design
Everything runs locally in your browser—no banking data ever touches our servers.
EU bank compatibility
Follows EPC069-12 guidelines trusted across Germany, Austria, Belgium, Finland, the Netherlands, and beyond.
Flexible amounts
Lock the amount for invoices or leave it open for donations—users can still adjust in their app if allowed.
Business-ready exports
Download crisp SVGs for invoices and slips, plus PNG/JPEG for quick digital distribution.
Practical SEPA QR code use cases
Bring frictionless bank transfers to paperwork, events, and donation flows across Europe.
Invoices & payment slips
Embed QR codes next to the total so clients approve transfers without retyping banking data.
Donations & fundraising
Print codes on flyers or screens to accept instant, cashless donations across the eurozone.
Associations & memberships
Prefill annual fees or dues for clubs, federations, and alumni networks—members just confirm.
SEPA QR Code FAQs
Key questions about EPC payment QR codes
What is a SEPA QR code?
A SEPA QR code (also known as EPC QR code) encodes payment details according to the European Payments Council standard. When scanned, banking apps fill in the creditor name, IBAN, amount, and reference, so customers only need to confirm the transfer.
Do I need a BIC for SEPA QR codes?
How long can the payment reference be?
Are SEPA QR codes accepted by all banks?
Is the generated QR code reusable?
Launch your next QR code in under two minutes
Built for teams, makers, and marketers who need polished QR codes without the paywall. Privacy-by-design, instant exports, and endless customization.